Friday, November 1, 2019

Health coverage mandate; open enrollment begins

Rhode Island's health coverage mandate takes effect January 1, 2020. The mandate is a requirement that all Rhode Islanders (except those who are specifically exempt under the law) have "qualifying health coverage" beginning January 1, 2020.

Sources of "qualifying health coverage" include coverage through an employer; coverage purchased directly from a health insurance carrier; Medicare; Medicaid; or a health plan purchased through HealthSource RI, the state’s health exchange.

Failure to have coverage in 2020 may result in a Rhode Island personal income tax penalty during tax-filing season in early 2021.

HealthSource RI helps individuals, families, and small businesses shop for and enroll in affordable health coverage. It was created under the federal Affordable Care Act (sometimes referred to as Obamacare) enacted in 2010.

HealthSource RI can assist you in determining if you and your family qualify for low- or no-cost health coverage or federal financial assistance to help make your health coverage more affordable. The "Open Enrollment" period began today. During this period, you can enroll, re-enroll, or change a 2020 insurance plan through HealthSource RI.

  • For more information, contact HealthSource RI online, by phone at 1-855-840-4774, in person at its Contact Center at 401 Wampanoag Trail, East Providence, R.I. 02915, or through Navigators at community events. (Note: Open enrollment ends December 31. Rhode Islanders must select and pay for a plan by December 23 in order to have coverage take effect January 1.)